FEGLI Costs
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FEGLI is group term life insurance, meaning it does not build cash values or paid-up insurance values. The cost of FEGLI coverage increases as you age. Understanding these costs and your options for coverage can help you make decisions about your benefits.
Understanding the true costs of FEGLI coverage
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Understanding the true costs of FEGLI coverage
These example costs are based on a non-smoking female, age 50, with a retirement age goal of 58.
This chart is an example only, and actual coverage costs may vary depending on your individual situation and coverage amounts.
The GPM Life Option
The premiums and cash values shown are based on current (estimated) values using the GPM Life universal life product.
We can help you understand your federal benefits, the costs and options that you have.
Total cost and cash value of FEGLI coverage for this example
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Total Cost
FEGLI: $37,665
GPM Life: $60,760
Projected Cash Value
FEGLI: $0
GPM Life: $50,601
Total cost
FEGLI: $116,014
GPM Life: $101,215
Projected Cash Value
FEGLI: $0
GPM Life: $122,339
Total cost
FEGLI: $322,082
GPM Life: $141,670
Projected Cash Value
FEGLI: $0
GPM Life: $212,148