A Universal Life insurance policy combines competitive pricing with innovative policy features.
Universal Life offers:
- Current cost life insurance pricing;
- More favorable pricing for larger policies;
- Preferred and Preferred Plus pricing available for extra healthy individuals;
- Flexibility in choosing benefit amounts;
- Supplemental benefits;
- Riders, such as Additional Term, Spouse Term and Child Term riders are available;
- Flexibility in premium payment amounts;
- Competitive interest rates on accumulation values;
- A 15 year "No Lapse" guarantee;
- "Preferred" loans.
GPM Life products are available in most states for nearly every age.